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Prioritizing Financial Simplicity & Intentional Wealth-Building with Prisca Benson

By: Author Kathie Lapcevic

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Categories The Quiet Rebellion Podcast

In this episode of The Quiet Rebellion, Kathie welcomes Prisca Benson, a money coach and nurse by trade, to discuss intentional money management, quiet rebellion against consumer culture, and prioritizing financial goals. Instead of dreaming about winning the lottery, they dive into realistic strategies for making the most of what we have right now.

A graphic with text reading: Episode 2 - Prioritizing Financial Simplicity & Intentional Welath Building with Prisca Benson. The Quiet Rebellion with Kathie Lapcevic. Headshots of Prisca & Kathie are also on the image.

Key Takeaways:

1. Start with Clarity: What Do You Want from Life?

  • Prisca emphasizes that financial planning starts with defining personal values and life goals.
  • “You have to know what you want before you can make a plan to get there.”
  • The first step: Assess where you are financially and compare that with where you want to be.

2. Priorities Over Perfection

  • Not every financial goal is equally important. Prisca encourages clients to rank their financial desires from essential to nonessential.
  • “You can afford anything, but you can’t afford everything.”
  • Understanding that money choices involve trade-offs—owning a million-dollar home might mean sacrificing vacations or delaying retirement.

3. Budgeting is About Empowerment, Not Restriction

  • A budget isn’t about deprivation—it’s about control and choice.
  • “Most of us have disposable income, but we’re not putting purpose to it.”
  • Instead of tracking every dollar forever, start with a spending review (looking at 3 months of expenses) and then create a flexible budget based on personal priorities.

4. Debt: Pay It Off, But Keep Living

  • Prisca takes a realistic approach to debt, helping clients find a balance between aggressive repayment and enjoying life.
  • “You can only sacrifice for so long before you burn out.”
  • The key? Consistency and long-term sustainability.

5. Planning for the Unexpected

  • Life happens—illness, job loss, family emergencies.
  • “The worst time to figure out your finances is in the middle of a crisis.”
  • Prisca stresses emergency funds, open communication with family, and having legal/financial documents in place.

6. DIY Investing vs. Professional Help

  • Prisca shares that learning about money was one of the most empowering experiences of her life.
  • While DIY investing is possible (and often cheaper), major life changes (having kids, aging parents, etc.) may require a fee-only financial advisor.
  • “You learn best by doing. Just get started.”

7. Small Wins Compound Over Time

  • “Every small action you take towards financial stability adds up.”
  • Just like learning a skill (gardening, canning, baking), managing money gets easier the more you do it.
  • Mindset shift: Instead of focusing on what you can’t do, ask, “What’s the next small step I can take?”

Final Thought: Money Should Add to Your Peace

Prisca and Kathie wrap up by encouraging listeners to approach money with purpose, adaptability, and confidence. Financial wellness is not about perfection but about making intentional, sustainable choices.

“Whatever your goal is, just get started. Every step, no matter how small, gets you closer.” — Prisca Benson

Get Prisca’s 3-Step Guide to Financial Freedom

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